2.1 Introduction

This Anti-Money Laundering (AML) Policy outlines the framework adopted by Outsource Professional Directors (OPD) Limited, trading as Get Paid Payroll Outsourcing, to prevent and detect money laundering, terrorist financing, and other financial crimes within our operations and client relationships.

We are committed to maintaining the highest ethical standards and to full compliance with the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, as amended, and all other relevant UK laws and regulations.

2.2 Company Information

Company Name: Outsource Professional Directors (OPD) Limited
Trading Name: Get Paid Payroll Outsourcing
Website: https://www.getpaidpayroll.com
Email: info@getpaidpayroll.com
Telephone: +44 208 145 3355
Registered Office: Ability House, 121 Brooker Road, Waltham Abbey, EN9 1JH, United Kingdom

2.3 Policy Objective

The purpose of this policy is to:

Prevent the misuse of GPP’s payroll and outsourcing services for illicit financial activities.
Identify, assess, and mitigate money laundering and terrorist financing risks.
Ensure that all employees and partners understand their roles and responsibilities in upholding AML compliance.
Safeguard the integrity and reputation of OPD Limited and its clients.

2.4 Scope

This policy applies to:

All GPP employees, consultants, agents, and contractors.
All clients, partners, and third-party service providers engaged in business with GPP.
All transactions, whether domestic or international, are processed through our systems.

2.5 Legal and Regulatory Framework

GPP complies with all applicable UK and international AML legislation and guidance, including:

The Proceeds of Crime Act 2002 (POCA)
The Terrorism Act 2000
The Money Laundering Regulations 2017 (MLR 2017)
The UK Financial Conduct Authority (FCA) and HMRC AML supervision standards
Guidance from the Joint Money Laundering Steering Group (JMLSG)

2.6 Key AML Principles

GPP’s AML framework is based on the following principles:

1. Risk-Based Approach

We assess the level of money laundering risk associated with each client, product, and transaction. Enhanced due diligence (EDD) is applied to higher-risk clients, sectors, and jurisdictions.

2. Customer Due Diligence (CDD)

Before entering a business relationship, we verify the identity of our clients and beneficial owners using reliable, independent sources of information.
CDD includes:

Client identification and verification
Beneficial ownership checks
Purpose and intended nature of the business relationship

3. Ongoing Monitoring

GPP continuously monitors transactions and business relationships to identify unusual or suspicious activity. Any discrepancies or irregularities are promptly investigated.

4. Reporting Suspicious Activity

Employees must promptly report any suspicious activity to the Nominated Officer (MLRO), who will determine whether a Suspicious Activity Report (SAR) should be submitted to the National Crime Agency (NCA).

2.7 Record Keeping

GPP maintains comprehensive records of:

Customer identification and verification documents
Transactional data
Risk assessments and due diligence documentation
All records are securely stored and retained for at least five (5) years following the end of the client relationship, in accordance with the UK AML Regulations.

2.8 Training and Awareness

GPP ensures all employees receive regular AML training tailored to their roles. Training covers:

AML laws and regulations
Identifying suspicious activity
Reporting obligations
Data protection and confidentiality

2.9 Responsibilities

The Board of Directors of OPD Limited is responsible for overall AML governance.
The Money Laundering Reporting Officer (MLRO) oversees AML compliance, investigations, and regulatory reporting.
All employees share responsibility for identifying and reporting suspicious activity.

2.10 Third-Party Relationships

GPP conducts due diligence on all third-party providers, partners, and subcontractors to ensure they uphold equivalent AML standards. We do not engage with any party known or suspected to facilitate illicit financial activities.

2.11 Non-Compliance

Failure to comply with this policy may result in disciplinary action, termination of employment or contracts, and potential legal consequences in accordance with UK law.

2.12 Contact Information

For all AML-related enquiries or to report suspicious activity, contact:

Outsource Professional Directors (OPD) Limited
Email: info@getpaidpayroll.com
Telephone: +44 208 145 3355
Address: Ability House, 121 Brooker Road, Waltham Abbey, EN9 1JH, United Kingdom